Terms & Conditions

A. The winner will have answered the question correctly and will be the first entry/entries drawn on the date of the prize draw from all correct entries received. The Competition is neither a game nor a lottery and the selection of the winner(s) is not based on chance;
B. The winner will be notified by e-mail or telephone as soon as possible after the competition draw and may receive subsequent written confirmation and full details of the prize;
C. In the event that we cannot, for any reason, get hold of the winner within a reasonable period of time from the prize draw, we reserve the right to draw another winner;
D. Our decision is final with respect to any aspect of the competition, including the determination of any winner of a prize and no correspondence will be entered into;
E. Entrants must be over 18 years of age. Entrants expressly declare that they are duly authorized to participate in the competition;
F. The prize is non-transferable;
G. All entrants’ information will be used only in accordance with our Privacy Policy;
H. Winners may be required to be photographed for publicity purposes. No fees will be payable in this regard;
I. You have to live and work in South Africa to be eligible for the R20 000 prize money;
J. The eight apprentices taking part in The Insurance Apprentice 2019 cannot vote;
K. The judges of The Insurance Apprentice 2019 cannot vote;
L. You may not be awarded a prize if it is unlawful for us to supply such a prize to you;
M. By entering into the competition, it is deemed that you have read and understood these rules;
Proof of identity will be required to collect the prize and we reserve the right to refuse payment or handing over of a prize to any potential winner who refuses to, or cannot, provide sufficient documentation to verify his/her identity;
Unless we make alternative arrangements with the winner, the prize will be placed into the winner’s bank account;
N. The winner's name may be published on the following sites and/or platforms: www.FAnews.co.za website, Facebook, LinkedIn, Twitter and Instagram and www.TheInsuranceApprentice.co.za (website, Facebook, LinkedIn, Twitter and Instagram)